Whether you are purchasing life insurance to protect your family, planning for retirement, saving for your children’s education, or planning for business succession, we have experts that can help. At Loesel-Schaaf Insurance Agency, we have access to an extensive variety of carriers and products that can meet everyone’s needs.
Areas served: Loesel-Schaaf Insurance Agency offers individual life and health insurance products in Erie, PA and throughout the tri-state area encompassing Eastern Ohio, Western Pennsylvania and Southwestern New York.
Key Man Life Insurance
Key man life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company’s survival. We’ll work with you to design coverage that helps assure continuity of your business for employees, customers and creditors.
We can help you use insurance products to fund your estate taxation needs and concerns.
Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months- even years. Have you considered what would happen if you suddenly found yourself unable to work due to an accident or critical illness? How would the bills get paid? Many people think “it won’t happen to me”. Statistically, 3 out of 10 workers become disabled before they retire. We can help you prepare for such a life-changing event so you can protect your ability to provide income to your family.
Business Succession Insurance
Small and family-owned businesses have special needs in regard to planning for the next generation of operation. We offer expertise and assistance with Buy-Sell Agreements, Key Person Insurance, Deferred Compensation Plans, and more. Let us help you determine your need and provide assistance in securing and strengthening the future of your business.
You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.
Long-Term Care Insurance
The need for Long-Term Care can affect anyone, at any age. The best time to look for a program that meets your anticipated needs, is now. Why? Because you will never be as young as you are today. Plan to protect your loved ones so they can retain their relationship with you, rather than becoming a caregiver. At the same time, you can have peace of mind that your assets and home will not need to be “spent down” to receive government aid.
International Travel Insurance
If you’re traveling outside of the United States, we have programs that will provide emergency cash should you need it, expedited travel arrangements to return you to the United States for care, and foreign speaking individuals available to translate important medical information between you, your caregivers and the medical team treating you in the destination country.
Do you know how your income will continue after you retire? Whether you are just starting a family or enjoying your empty nest, there are many ways to secure your financial future. Loesel-Schaaf Insurance Agency can help you plan for a fulfilling retirement with IRA and Annuity options that fit anyone’s income level. Whether you are starting to look at your options or have a current portfolio, we can help you by a complimentary review and discussion about your personal situation.