One of the largest in Northwest PA, our Employee Benefits Division provides countless employee benefits and plan designs to companies of all sizes. This includes, but is not limited to: fully insured and self-funded health, life, dental, vision, short and long-term disability, long-term care, travel accident, pet insurance and voluntary coverage. Our market is not limited and we place business with the major carriers such as Aetna, Coventry/HealthAmerica, Highmark Blue Cross Blue Shield, UPMC, UnitedHealthcare, and more. We are able to secure coverage from any medical or ancillary insurance carrier offering competitive benefits and rates.
Areas served: Loesel-Schaaf Insurance Agency offers employee benefits products in Erie, PA and throughout the tri-state area encompassing Eastern Ohio, Western Pennsylvania and Southwestern New York.
Dental health is directly linked to your overall medical health. We have solutions from fully insured programs to payroll deducted voluntary plans; stand alone or integrated dental programs. Let us find a solution that meets your needs.
Disability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
Most Americans are uninsured or underinsured when it comes to life insurance. One of the most affordable benefits an employer can provide is Life insurance. Typically this benefit has a guarantee-issue feature, comes with a low-cost accidental death and dismemberment benefit and many plans allow employees to buy additional coverage for themselves, their spouse and children at very affordable rates.
In general, medical insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.
Even if you’re unable to offer healthcare benefits, you can give your employees the opportunity to secure valuable coverage at significantly lower rates than they’d pay as individuals. We’ll help you give your employees more.
Long-Term Care Insurance
Offering long-term care insurance as a employee benefit can be an integral part of your strategy to recruit and retain the best talent, contain costs, and enhance employee productivity. We’ll guide you through the process.
There are many options available at very affordable premiums that will enhance your company’s benefit package. We can help you customize a new benefit or provide options to your current program. We also have a variety of voluntary programs available through payroll deduction.